At RUVMILORA™, we aim to provide a clear and secure checkout experience. Payments for purchases made through ruvmika.com are processed using the payment methods displayed and available to you at checkout.
Before confirming an order, you will have an opportunity to review the product price, applicable shipping charges, discounts, taxes or other amounts collected at checkout, and your final order total.
Available Payment Methods
The payment options available for your purchase will be shown directly on the checkout page.
Depending on your location, device, order, and the services currently supported by our payment providers, available methods may include:
- Major credit or debit cards
- PayPal, when displayed at checkout
- Supported digital wallets
- Other payment methods specifically presented during checkout
A payment method should only be considered available when it appears as an option during your checkout session.
Paying by Credit or Debit Card
Where card payment is available, select the appropriate option at checkout and enter the requested billing and payment information.
Please make sure that your:
Cardholder name matches the information associated with your card.
Billing details are entered accurately.
Card information is complete and current.
Available funds or credit are sufficient to complete the transaction.
Your card payment may be subject to authorization or additional security checks by your bank, card issuer, payment network, or payment processor.
If a card transaction is declined, we recommend checking the information entered and contacting your card issuer for additional details.
Paying with PayPal
When PayPal is offered during checkout, you can select it as your payment method and follow the instructions provided by PayPal to authorize your transaction.
Depending on PayPal's services and eligibility in your region, you may be able to complete payment using your PayPal account or another payment option made available directly by PayPal.
Availability of specific PayPal features is determined by PayPal and may vary by customer or location.
Currency
Prices and the transaction currency applicable to your purchase will be displayed on ruvmika.com and confirmed during checkout before you submit your order.
If your payment account uses a different currency, your bank, card issuer, digital wallet, or payment provider may perform a currency conversion.
Any exchange rate or foreign transaction fee imposed by your financial institution or payment provider is determined by that provider and is separate from charges imposed by RUVMILORA™.
Please review the final amount displayed during checkout before authorizing payment.
When Is Payment Taken?
Payment authorization or collection occurs as part of the checkout process according to the payment method you select.
An order is not considered successfully submitted solely because products have been added to your shopping cart.
After successful checkout, you should receive an order confirmation containing your order number and purchase details at the email address provided with your order.
If you believe you have been charged but have not received an order confirmation, please contact us before attempting multiple payments.
Payment Verification
To help protect customers and our store from unauthorized transactions or fraud, certain orders may be subject to payment or order verification.
Where reasonably necessary, we may contact you using the information associated with your order to clarify transaction details.
If required information cannot be verified, an order may be delayed or cancelled and, where applicable, payment will be handled according to the relevant payment-processing and refund procedures.
Secure Checkout
Protecting payment and customer information is important to us.
Transactions made through ruvmika.com are processed using the secure checkout infrastructure and payment services available through our ecommerce and payment providers.
Sensitive payment credentials are handled by the applicable payment-processing systems. RUVMILORA™ does not ask customers to send complete card numbers, card security codes, account passwords, or other sensitive payment credentials by email.
For information about how personal information is collected, used, disclosed, and protected, please review our Privacy Policy.
Payment Declined or Not Completed
A transaction may occasionally be declined or remain incomplete for reasons including:
- Incorrect card or billing information
- Insufficient available funds or credit
- Card issuer restrictions
- Bank security checks
- Payment-provider verification
- An expired or restricted payment method
- Temporary payment-processing issues
If this occurs, first confirm that the information entered at checkout is correct.
For card authorization or account-specific payment restrictions, you may need to contact your bank, card issuer, or payment provider directly.
If the issue appears to relate to our checkout, contact service@ruvmika.com and provide your order details, if available.
For security reasons, please never email us your complete card number, CVV/security code, or account password.
Discounts & Promotional Codes
Where a valid promotional code is available, enter it in the designated discount field during checkout and select Apply before completing your order.
Please confirm that the discount has been reflected in the order summary before submitting payment.
Promotional offers may be subject to eligibility requirements, expiration dates, product exclusions, minimum purchase requirements, or other stated conditions.
Discounts generally cannot be added retrospectively to a completed order unless expressly stated otherwise.
Taxes, Duties & Other Charges
Any taxes or other charges collected directly by us will be shown where applicable during checkout.
For international shipments, destination-country authorities may separately assess import duties, VAT, customs charges, or similar fees when these amounts have not been collected during checkout.
Such charges, where applicable, are governed by local requirements. Please review our Shipping Policy for further information about international delivery and customs-related charges.
Refunds
Approved refunds are generally issued to the original payment method used for the transaction unless another method is required by applicable circumstances or law.
After a refund has been processed, the time required for the funds to appear may vary according to the payment provider, card issuer, bank, or financial institution.
For return eligibility, the 30-day return period, return instructions, and refund procedures, please review our Return & Refund Policy.
Questions About a Payment?
If you need assistance concerning a payment made through our website, please contact us and include your order number whenever available.
Brand / Trademark: RUVMILORA™
Website: ruvmika.com
Legal Company Name: Shanghai Mushengyuan Technology Co., Ltd.
Owner: Wang Ying
Business Address: No. 11, Lane 65, Huan Dong 1st Road, Fengjing Town, Jinshan District, Shanghai (Fengjing Economic Zone)
Customer Service Email: service@ruvmika.com
Phone: +86 15506137326
Customer Support Hours: Monday–Friday, 9:00 AM–5:00 PM (China Standard Time, UTC+8)
RUVMILORA™ is owned and operated by Shanghai Mushengyuan Technology Co., Ltd.
For additional information concerning purchases made through ruvmika.com, please review our Contact Us, Shipping Policy, Return & Refund Policy, Privacy Policy, Terms & Conditions, and FAQ pages.
Last Updated: September 29, 2026